Credit College & SmartMoney

Active Soft Pull Credit membership includes access to Credit College & SmartMoney Resources where you can learn how your credit score and profile are generated, unlock the secrets to lower rates, use credit restoration tools and eliminate your debts at 0% interest for up to 15 months. 

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More than 189 million Americans have credit cards and have over $13.86 trillion in debt in 2019. That’s not including the $122 billion they will spend on interest alone in 2019. Having debt is common but drowning in debt doesn’t have to be. In addition to protecting your credit and identity with Identity Insured, utilize our SmartMoney Secrets were you can learn how your credit score and profile are generated, save thousands on your home, auto, and credit card debt by harnessing proven strategies to eliminate your debt faster at 0% interest and unlock the secrets to winning lower rates from lenders on all funding types.

Grab Hold of Your Financial Life

  • Are you paying rates higher than 0% on your credit cards and other unsecured debts?
  • Maintaining a strong credit score is not enough, within SmartMoney are proven strategies and powerful tactics that families like yours can use to save thousands of dollars each year.
  • SmartMoney members learn how to strategically utilize credit to obtain lower rates including 0% rates for up to 15 months that can save you thousands.

Restore Your Credit

Within the Smart Money Program, enjoy our step by step guide to understanding and restoring your credit. Learn how to:

Remove negative items utilizing the Fair Credit Reporting Act

Learn the secrets to building a strong credit report

Learn how your credit score is calculated and what you can do to immediately increase your credit score. 

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